Working through the wreckage of my past and poor choices. Trusting that if I stay sober) clean life will become more manageable. If anyone could share their experiences on credit rebuilding, and financial security. Looking for some hope. Please share your experience of coming out on the other side. As a single mom of three I’m currently unemployed and have to consolidate my debts. Although they aren’t that high I am backed in a corner…trying to do the next right thing. Know it starts with asking for help and educating myself. I know I will get on the other end of this. Again I appreciate any feedback if this my story resonates with you.
Starlight was recently asking about this as well and got lots of good suggestions.
I went thru a similar financial patch decades ago as a single Mom and learning budgeting and debt payoff skills was really helpful then and stuck with me. I found lots of helpful suggestions from Dave Ramsey.
This book may be of interest, or his website…
Dave Ramsey
Financial Peace Revisited: New Chapters on Marriage, Singles, Kids and Families
When i got sober i was going through a divorce i lost 3 companies i owned the tax man was looking for blood and my ex took everything from me my house worth 400k this was in the eighties alot of money then , once everyone was paid i was broke i left England to go back to Scotland with two plastic bags after 13 years of Marriage , i slept in a few odd places till i got enough courage to ask my elderly parents if i could stay there , went AA got sober started my own landscaping business and never looked back got married again live in a 350k house no mortgage travel the world no money problems plenty in the bank , invest alot well my wife does , it didnt happen overnight had to work on my self, had desire and made the effort ,nothing you cant face with the power behind you wish you well
Hey Des, hop over to the thread that Sassy mentioned above and lots of great advice there. It’s a hard world out there these days so we need to be realistic about our expectations and change what we can change. Lots of little tips and tweaks might help out, I wish you all the luck in the world.
Thank you! I will read through the thread you added. Thank you again for sharing your experience.and hope. I am glad that the knowledge and action you took has been helpful and lasting for you I know it comes down to me establishing and sticking to a solid budget. I will into Dave Ramsey’s book and website! Thank you!
Hey Ray, what a testimony. Wow. Thank you for sharing. Happy to hear you are living well now and have the ability to travel, invest and are mortgage free. These are such dreams I have for myself and my children/family. “,it didn’t happen overnight had to work on myself, had desire and made the effort, nothing you can’t face with the power behind you wish you well”
This is it right here! Thank you Ray
Thank you so much for your support. You are right the world is hard right now so I will manage my expectations and as you say change what I can change. Thank you. Well wishes to you as well
I know it comes down to me establishing and sticking to a solid budget. I will into Dave Ramsey’s book and website! Thank you!
